Overview

Role Overview

The AML/ Transaction Monitoring Analyst plays a key role in the prevention and detection of financial crime through proactive transaction monitoring and investigative analysis. The role covers both Consumer and Partner business segments, involving end-to-end case handling – from initial alert review to disposition, escalation, and preparation of Suspicious Activity Reports (SARs)- ensuring full compliance with internal policies and global AML regulations

.This is not a KYC/Onboarding role; Candidates must demonstrate hands-on experience in transactional monitoring analysis, alert investigations and case documentation within an AML operations environment, having worked for financial institutions in Europe

.
Key Responsibiliti

  • esReview and analyze transactional activity triggered by automated monitoring systems or manual referrals to identify patterns indicative of potential money laundering, fraud, or terrorist financin
  • g.Conduct end-to-end AML case investigations — gathering data, performing transactional analysis, corroborating findings through public and internal sources, and recommending disposition (e.g., escalation, closure, or SAR filing
  • ).Prepare high-quality case narratives and supporting documentation for internal escalation or submission of Suspicious Activity Reports (SARs) in accordance with regulatory timelines and internal quality standard
  • s.Perform background checks and contextual research on counterparties and entities linked to alerts, using both public and subscription databases (e.g., , LexisNexis
  • ).Maintain clear audit trails and ensure all investigative steps, conclusions, and rationales are accurately captured in case management system
  • s.Collaborate with Quality Control and Quality Assurance to ensure investigations meet internal policies, procedures and regulatory expectation
  • s.Participate in periodic refresh reviews and identify new red flags or typologies through ongoing analysis of customer behavio
  • r.Proactively identify process improvements and suggest control enhancements to strengthen AML detection and reporting capabilitie

s.
Qualificati

  • onsEducation: Bachelor’s degree in Finance, Economics, Business, Law, or related fie
  • ld.Language: Minimum English/German

C1
Experi

  • enceExperience working for financial services client(s), with a minimum of one year of relevant experience in specifically Transaction Monitoring (handling of TM Aler
  • ts).Demonstrated exposure to AML, TM, E2E investigation and SAR/STR preparation is requi

red.
S

  • killsVerbally strong enough to discuss cases in ENGLISH and GERMAN with stakeho
  • ldersStrong analytical and investigative mindset with the ability to interpret large transactional data
  • sets.Excellent drafting and case-writing skills, with emphasis on concise and factual narrat
  • ives.Sound understanding of AML / TM regulations, typologies, and red-flag indica
  • tors.High attention to detail, organization, and accountability in documenta
  • tion.Risk-based mind-set, understanding that TM is not a ‘check-the-box’ exer

cise.
Certific

  • ationsAt least one of the following certifications: ICA certifications in AML, Financial Crime, or Compliance and/or CAMS (Certified Anti-Money Laundering Speci

alist)
You must possess a valid work permit or residency for Portugal and/or citizenship of a European Union or Schengen Area c

ountry.You must apply with an Eng

lish CV
What

  • We OfferHealth i
  • nsuranceLife Insurance and Pension Plan
  • ProgramsFree medical services at the office (Physician, Nutritionist, Psych
  • ologist)Wellness
  • programsFlexben Program (Support for Education, Kindergarden, Training, Technology,
  • Health)Employee Share Purch
  • ase PlanPersonalized training paths and access to Udemy and Plurisight Pl
  • ataformsFlex-ability program (financial and flexible support for people with disab
  • ilities)Special banking co

nditions

Source ⇲

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